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Conveyancing

4 articles

The Ownership Question That Outlives the Mortgage: How You Hold Your Home Decides Who Inherits It

The Ownership Question That Outlives the Mortgage: How You Hold Your Home Decides Who Inherits It

Most couples never ask how they will legally own their home — they simply accept the default. Yet the distinction between joint tenants and tenants in common can determine whether a partner inherits automatically, whether children from a previous relationship are provided for, and how care fees are assessed. This guide explains the difference in plain English and sets out how to change your arrangement later.

Freehold, But Not Free: The Old Deeds That Still Control Your Land

Freehold, But Not Free: The Old Deeds That Still Control Your Land

Owning the freehold does not always mean doing as you like with your land. Restrictive covenants — some dating back a century or more — can dictate what you build, how you use your property, and who can enforce the rules. Here is what buyers and self-builders need to check before committing.