The Ownership Question That Outlives the Mortgage: How You Hold Your Home Decides Who Inherits It
Most couples never ask how they will legally own their home — they simply accept the default. Yet the distinction between joint tenants and tenants in common can determine whether a partner inherits automatically, whether children from a previous relationship are provided for, and how care fees are assessed. This guide explains the difference in plain English and sets out how to change your arrangement later.